What is Xactimate?
The estimating software most insurance carriers use to price roofing claims, line item by line item, at regional rates.
Xactimate is the industry-standard pricing tool adjusters use to build a claim estimate. It breaks the job into line items — each with a code, a quantity, and a regional unit price — and adds them up into the scope of loss.
Because carriers price claims in Xactimate, roofers who understand its line codes and pricing logic have a big advantage. You can spot exactly which items are missing, which are priced low, and where the scope doesn’t match the real roof.
You don’t have to write estimates in Xactimate to benefit from understanding it. Knowing how the carrier’s numbers are built is what lets you supplement accurately instead of guessing.