Wind damage
What is wind damage?
Roof damage from high winds — lifted, creased, or missing shingles that break the seal and let water in.
DefinitionCapture carrier-ready photos
Wind damage happens when gusts lift and crease shingles or tear them off entirely. Even shingles that look intact can have a broken seal underneath, which leaves the roof vulnerable to the next storm.
Like hail, wind claims hinge on documentation. Carriers want to see creasing, missing tabs, and unsealed shingles tied to a specific date of loss, along with the wind speeds recorded that day.
Wind and hail often come from the same storm, so many claims include both. Capturing all of it on the first inspection avoids re-climbs and strengthens the claim.
Related terms
Hail damageImpact damage to shingles from hail — bruising, granule loss, and fractures that compromise the roof and trigger a claim.Storm restorationThe business of repairing or replacing roofs damaged by storms, paid for primarily through insurance claims rather than out of pocket.Scope of lossThe carrier’s itemized estimate of the damage and what they’ll pay to repair it — the document every claim is built on.Insurance adjusterThe carrier’s representative who inspects the damage and writes the estimate that determines what the claim pays.