Question 1

What is the best public adjuster software in 2026?

Accepted Answer

There is no single answer, and any list that gives you one without asking what your firm struggles with is selling something. ClaimWizard is the strongest fit for an established firm that wants files, fees and reporting in one place. Claim Titan is the one to look at for mixed teams and automatic fee and referral splits, if you are willing to book a call for a price. claimOS is the simplest structure — one plan, everything on. HailMate is the field-and-evidence half, the only one carrying radar-verified hail and wind history for a specific address, and the only one priced per firm rather than per adjuster. Xactimate is not really optional for anyone writing their own scopes, whatever else you buy.

Question 2

How much does public adjuster software cost?

Accepted Answer

Published prices as of September 2026: ClaimWizard is $99/mo for a solo adjuster with no staff, and from $250/mo for Business with three licenses plus $50/mo each after. claimOS is $199/mo for the workspace and first seat plus $99/mo per additional teammate. HailMate is $79/mo to $499/mo flat per firm, by territory and seats. Claim Titan and Brelly publish nothing and route to a demo. Xactimate publishes nothing either; buyers commonly report roughly $150–$300/mo for a single user month-to-month. The honest range for a small firm running one real system is about $100 to $600 a month, and the unit matters more than the headline — per-seat pricing is what makes a growing firm expensive.

Question 3

Why do the "top 10 public adjuster software" lists all look the same?

Accepted Answer

Because most of them are generated. Checking the results ranking for that query in September 2026, several of the highest-placed pages are from content farms that publish "top 10" lists across hundreds of unrelated categories, and at least two of the products they confidently describe — with feature lists and recommendations — have no vendor website, no app listing and no trace anywhere outside those same lists. They appear to have been invented. Every product on this page has a live vendor URL, linked, and every price is read off that vendor's own page.

Question 4

Do public adjusters need hail maps?

Accepted Answer

On storm files, yes, and most firms are buying that capability separately or going without it. Date of loss and causation come up on nearly every hail and wind claim, and both are answerable from NOAA radar: which hail days actually hit that address, the estimated stone size on each, and how confident the reading is. That is useful for qualifying a prospect before you sign them, pinning a disputed date, and separating this storm from the one two years ago. Radar does not prove damage on a specific roof — the inspection does that — but it settles whether a storm was there at all.

Question 5

Can a public adjuster use roofing software?

Accepted Answer

For the file itself, largely yes — a PA claim and a restoration contractor's claim are the same object with a different party arguing it. Intake, inspection, checklist documentation, the carrier scope, supplements, deadlines and four separate checks all behave identically. Where the products diverge is the money: roofing software tracks job costs and commissions, PA software tracks contingency fees and trust accounts. Whichever side of that line your firm needs handled in software is the side you should buy from.

Question 6

Is there a free public adjuster software?

Accepted Answer

Not for running a practice. Some tools offer free trials, and a few of the adjacent point tools have free tiers, but there is no free product that will hold a book of property claims with the documentation, deadlines and correspondence attached. The cheapest published entry points in this comparison are $79/mo (HailMate Starter, one state and one user) and $99/mo (ClaimWizard Single User, one adjuster and no staff).

Question 7

Does HailMate replace ClaimWizard?

Accepted Answer

For a storm-driven practice, often yes — and for a firm whose accounting has to live in the same system, no. HailMate does everything up to and including the money coming in, but it does not calculate contingency-fee splits, referral splits or handle escrow, and ClaimWizard is built around precisely that. The clearest way to decide is to write down where your files actually stall. If the answer is documentation and field time, HailMate. If the answer is fees and firm reporting, ClaimWizard.

Question 8

Do I still need Xactimate?

Accepted Answer

If your firm writes its own scopes, yes, and nothing on this list changes that. The carrier is working in Xactimate; an argument written in a different pricing language starts at a disadvantage. What a case-management system does is hold everything around the estimate — the documentation that supports it, the supplement history, the deadlines and the correspondence — so the estimating seat stops being the place your whole practice lives.

Tool	Published price	Priced by	Case management	Field work	Storm data
ClaimWizard	$99–$250+/mo	Per license	Workflow, documents, fees and firm reporting	Mobile app exists; the product is desk-first	None
HailMateOurs	$79–$499/mo	Per firm	Full claim file — but no fee or trust accounting	Native mobile, fully offline, checklist photo capture	Three years of NOAA hail and wind, street level
Claim Titan	Quote only	Not published	Claims, financial tracking, fee and referral splits	Client portal, templates, e-sign; desk-oriented	None
claimOS	$199/mo + $99/seat	Per seat after the first	Every module in one plan, including AI document review	iOS app, e-signature, client portal	A weather-intelligence module is listed
Xactimate (Verisk)	Quote only	Per user	It writes estimates; it does not run your files	Desktop, web and mobile, depending on the bundle	None
CompanyCam	$63–$199/mo	Per user after the base	Photos and reports only	Excellent capture, annotation and report generation	None
Brelly	Quote only	Not published	Document intelligence and timeline, not firm operations	Not a field tool	None

The 7 best public adjuster software tools

Every published price, in one table

What each one is actually for

ClaimWizard

HailMate

Claim Titan

claimOS

Xactimate (Verisk)

CompanyCam

Brelly

Seven questions worth asking before a demo

Is your bottleneck the paperwork or the field?

Per adjuster, or per firm?

Can it answer "was there a storm here, and when?"

What happens with no signal?

Does the client have somewhere to look?

Published price, or a sales call?

Who owns the data if you leave?

The short version

Related reading

Picking public adjuster software, answered

The only one that knows a storm was there