Catch the line items carriers leave off

Full tear-off — all layers (per SQ)

Must specify number of layers; each additional layer is a separate Xactimate line item

Additional layer tear-off — each layer above one

Charged per SQ per additional layer in Xactimate

Replace damaged decking / sheathing (per sheet)

Get per-sheet unit price agreed by adjuster before job starts

Re-nail deck to current code

Required in high-wind zones; ring-shank nails at 6" OC pattern

Plywood H-clips between rafters

Required by code in many jurisdictions between rafter bays

Roof deck sweep / clean

Sometimes included in tear-off; confirm if a separate Xactimate line is needed

Remove & dispose of existing flashings

Separate Xactimate line from shingle tear-off

Dumpster / haul-away — additional trips

Multi-layer or tile jobs often exceed one dumpster; document weight tickets

Synthetic underlayment — full deck (per SQ)

Most modern codes require synthetic vs. felt; price difference matters

Ice & water shield — eaves (min. 24" or to warm wall)

Climate Zone 5+: extend to warm wall (often 36–48"); check local code

Ice & water shield — valleys (per LF)

Different Xactimate line from eave I&W; priced per LF

Ice & water shield — penetrations (each)

Priced per penetration in Xactimate, not per LF

Ice & water shield — skylights (each)

Full perimeter coverage required for self-flashing and curb-mounted skylights

Ice & water shield — full deck coverage

Required by code in some cold/coastal climates; use code upgrade line item

Architectural / dimensional shingles (per SQ)

Confirm color and brand match if doing partial replacement

Impact-resistant Class 4 shingles — price upgrade

If local code or insurer requires Class 4; document the premium

Starter strip — eaves (per LF)

Separate Xactimate item from field shingles; often omitted from initial scopes

Starter strip — rakes (per LF)

One of the most commonly missed items; different Xactimate line from eave starter

Hip & ridge cap shingles (per LF)

NOT field shingles; separate Xactimate line at significantly higher $/LF

6-nail pattern — high-wind zone code upgrade

Reduces SQ coverage per bundle; must adjust material quantities in scope

Ridge vent (per LF)

Must meet minimum NFA per code; baffled type may be required

Box / static vents (each)

Include removal + installation; do not list as a single bundled line

Soffit vent — repair or replace (each)

Required for balanced attic airflow; AHJ often checks at final inspection

Power attic ventilator / electric fan (each)

D&R if intact; replacement if hail damaged — document with photos

Turbine / whirlybird vent (each)

Commonly cracked or bent after hail impact; easy supplement with close-up photos

Detach & reset existing attic fan (each)

Use D&R line item if fan is intact but in immediate work area

Ventilation baffles / rafter vents (each)

Required where insulation blocks soffit pathway; use code upgrade line item

Drip edge — eaves (per LF)

Separate Xactimate line from rake drip edge; different price per LF

Drip edge — rakes (per LF)

Most commonly missed item on storm scopes — always supplement if not on original

Step flashing — walls & dormers (per LF)

Required by code at every sidewall transition; almost always a supplement line

Counter / cap flashing — chimney (per LF)

Counter flashing is a separate Xactimate line from base flashing; different labor

Base flashing — chimney (per LF)

Two separate line items: base AND counter; do not let adjuster bundle them

Chimney saddle / cricket (IBC required if chimney > 30" wide)

IBC requires a saddle for any chimney > 30"; document chimney measurement

Pipe boot — standard rubber (each)

Rubber boot vs. lead boot are priced differently in Xactimate; confirm material

Pipe boot — large diameter 4"+ (each)

Higher unit cost than standard boot; confirm with adjuster at re-inspection

Headwall / endwall flashing (per LF)

Where roof plane terminates against a vertical wall above; commonly missed

Valley metal — open W-valley (per LF)

If converting from woven to open valley, document the reason in writing

HVAC curb flashing (each)

If hail damaged the flashing; D&R vs. replacement — different Xactimate lines

Skylight curb flashing kit (each)

Both labor and manufacturer kit material; confirm kit price vs. generic flashing

Gutter apron (per LF)

Metal apron goes under drip edge and over gutter back; prevents back-flow water intrusion

Gutters — detach & reset (per LF)

When undamaged gutters are in the work zone; D&R is a separate line from replacement

Gutters — full replacement (per LF)

Document dents with close-up photos showing spatter marks from hail

Downspouts — replacement (per LF or each)

Check elbows and connections; often dented at gutter connection

Gutter guards — detach & reset (per LF)

Significant labor cost routinely omitted from initial scopes

Splash blocks / downspout extensions (each)

Skylight replacement (each)

Any cracking of glazing or frame is an automatic full replacement; document with photo

Curb-mounted skylight flashing kit (each)

Kit cost is separate from skylight unit; do not let it be bundled

Self-flashing skylight kit (each)

Different flashing requirements than curb-mounted; separate Xactimate line

Skylight shaft interior repair (if leaking)

Interior drywall / finish damage is an ALE item; scope separately from roofing

Satellite dish — D&R (each)

Typically $50–100/unit in Xactimate; easy supplement if not on original scope

Solar panels — D&R (per panel)

Requires licensed electrician; often $300–600/panel — document count before job

HVAC rooftop unit — D&R (each)

If curb is in work zone and unit must be lifted; coordinate with HVAC contractor

TV antenna — D&R (each)

Often forgotten; easy to document with photo during inspection

Turbine vent — D&R if not replacing (each)

Even if turbine is undamaged, D&R is a billable line item when in work area

Fascia / soffit — D&R if accessing (per LF)

If you must remove fascia to properly install drip edge; document the access need

General Contractor O&P — 10% overhead + 10% profit

Standard on ANY job requiring coordination of multiple trades; push back if insurer excludes it

Subcontractor overhead & profit

When using subs for trades (gutters, HVAC, electrical for solar); they have their own O&P

Project management / GC supervision fee

Separate from O&P on complex multi-trade jobs; document GC involvement scope

Material price list update / cost escalation

If Xactimate price list is older than current supplier pricing; request updated list from adjuster

Building permit fee

Insurer must pay actual permit cost; document the fee from your permit office

Permit application labor (GC time to file)

Overhead time to apply, follow up, and close out permit; separate from fee itself

Code upgrade: expanded I&W shield coverage

If local code requires more than 24" minimum; document the specific code section

Code upgrade: 6-nail pattern (high-wind zone)

Reduces coverage per bundle — must adjust SQ quantities in scope accordingly

Code upgrade: ring-shank / sealed nails required

Required in many coastal and high-wind markets; document local code requirement

Code upgrade: OSHA fall protection costs

If AHJ requires documented fall protection system; can be a significant cost item

Post-installation AHJ inspection fee

Some jurisdictions charge for final inspection; document actual fee from permit office

Recoverable depreciation (RCV holdback)

Track and formally request recoverable depreciation once work is verified complete

Re-inspection fee (when adjuster disputes)

Some carriers have a formal re-inspection process with an associated cost; document it

Engineering / structural inspection report

If carrier disputes causation; engineer report is compelling evidence and a billable cost

Aerial measurement / EagleView report cost

Measurement report fee is a legitimate line item if ordered to support your scope

Xactimate estimate preparation fee (if 3rd-party)

If you use a supplement company or public adjuster; their fee may be on the claim